Privacy Policy

Information Collected

Details are collected when they are entered directly into a form on this site. That includes a name, an email address, a phone number and a password when an account is opened, along with whatever is written into a message sent through the contact page.

Preparing an accurate quote sometimes calls for further detail, such as the property being insured, a vehicle description, general household information or the coverage already in place. Anything of that kind is requested in conversation rather than gathered quietly in the background.

How Details Are Used

Information provided is used to answer the question that was asked, to prepare quotes across the lines of cover being considered, to place and service a policy once one is chosen, and to keep records of what was discussed and agreed.

It is also used to send the account and inquiry messages consented to at signup, and where that permission was granted, occasional messages about coverage options. Permission for marketing messages can be withdrawn at any point without affecting anything else.

Text And Phone Consent

Consent for text and phone contact is given by selecting the relevant boxes during signup. Account and inquiry messages cover activity updates, saved coverage details, request confirmations and reminders tied to an open inquiry.

Marketing messages are separate and only sent where that specific permission was given. Replying STOP to any message ends them, and replying HELP returns support information. Standard message and data rates may apply, and frequency may vary.

Cookies And Site Data

This site uses a small number of cookies to keep pages working correctly, remember basic preferences between visits and understand in general terms which pages are being read. None of them are used to build an advertising profile.

Most browsers allow cookies to be blocked or cleared through their settings. Doing so is entirely a matter of preference, though some parts of the site may behave less smoothly afterwards.

Sharing With Insurers

Getting a quote requires passing the relevant details to the insurance carriers being asked to price it. Those carriers handle that information under their own privacy practices and use it to underwrite and issue cover.

Information may also be shared with service providers who help operate this site or send messages, each limited to what their function requires, and with authorities where the law clearly obliges disclosure.

How Long Details Are Kept

Records connected to a policy are retained for as long as insurance and financial record keeping rules require, since claims and disputes can arise well after cover has ended.

Details from an inquiry that never became a policy are kept only long enough to be useful if the conversation resumes, then removed. A request to delete details sooner is honored wherever no legal obligation requires keeping them.

Keeping Information Secure

Reasonable technical and organizational measures protect the information held, including encrypted connections for anything submitted through this site and restricted access to stored records.

No method of transmitting or storing information online can be guaranteed completely secure. Sensitive details should never be sent through unsecured channels, and any suspected problem with an account should be raised straight away.

Access And Choices

A copy of the personal information held can be requested at any time, along with a correction of anything inaccurate or a deletion of what is no longer needed for a legal or contractual reason.

Messaging permissions can be adjusted independently, so ending marketing messages does not stop the service messages tied to an active inquiry or policy. Requests of this kind are handled through the contact details listed below.

Children And This Site

This site is intended for adults able to enter an insurance contract, and details are not knowingly collected from anyone under eighteen years of age.

If information belonging to a minor is found to have been submitted, it is removed from the records. A parent or guardian who believes this has happened is welcome to make contact so it can be dealt with promptly.

Links To Other Sites

Some pages link to insurance carriers or other outside resources. Those sites are operated independently and follow their own privacy practices rather than this policy.

Reading the privacy notice on any site before entering personal details there is always worth the moment it takes, since the protections offered can differ considerably.

Updates To This Policy

This policy may be revised as practices, services or legal obligations change. The revised version applies from the date shown at the top of this page, and the date is updated whenever a change is made.

Where a change materially affects how personal information is handled, reasonable steps are taken to make that clear rather than leaving it to be discovered.

Questions About Privacy

Any question about this policy, or any request concerning the personal information held, can be raised using the details below or through the contact page.

• Phone +1 (213) 459-6781
• Address 1055 E Colorado Blvd 5th floor Pasadena CA 91106